Transactions with the following merchants are prohibited:
- Money transfers
- Firearm-related businesses
- Outbound telemarketing
- Tobacco businesses
- Marijuana-related businesses
- Money services from non-financial institutions (including cryptocurrency)
- Securities brokers/dealers
- Dating services
- Massage parlors
- Government-owned lotteries
- Government-licensed online casinos, online gambling
- Government-licensed horse/dog racing
- Betting, including lottery tickets, casino gaming chips, off-track betting, and wagers at race tracks
- In addition, the card cannot be used for recurring and installment payments (e.g. for a recurring subscription).
Additionally, please note you will NOT be able to use a physical card:
- If a merchant attempts to authorize more than the card balance.
- For ATM withdrawals, cash back, or cash advance.
- For transactions greater that 80% of the balance when a gratuity is involved.